Me and my Girlfriend had a baby in 2013. We have been living together all year, and I pay all the expenses. She is a full time student and made less than $3,900. I personaly made $54K. We are not maried. Should I claim her and the baby as dependent or should we file separately (and then, who should claim the baby)? I am not sure which option would provide more return.
, CPATurboTax TaxPro
Thanks for your question. Let me help you.
You should claim both as dependents on your return in my opinion, but you still will need to file as Single.. So will your girlfriend, since you two are not legally married.
At your salary level, you will benefit taxwise more from taking the dependency exemptions than your girlfriend would (she would not benefit at all with her low income level), not to mention that you are legally entitled to them.
Below is a list of criteria for claiming a child or other relative. You appear to qualify for that.
A relative must also:
- Be a U.S. citizen, U.S. resident alien, U.S. national, or a resident of Canada or Mexico for part of the year; and
- Have no more than $3,900 gross income (except nontaxable Social Security benefits) in 2013; and
- Receive more than half his or her support from you; and
- Not be claimed as a dependent by another taxpayer or filing a joint tax return*
Here's the criteria for claiming someone other than a relative, in this case, your girlfriend. If you lived with her through all of 2013, you appear to qualify to take her too.
A person not your relative may be claimed as your dependent if they:
- Live in your home all year; and
- Have less than $3,900 gross income in 2013; and
- Receive more than half their annual support from you; and
- Are a U.S. citizen, U.S. resident alien, U.S. national, or a resident of Canada or Mexico for part of the year; and
- Are not claimed as a dependent by another taxpayer.
Hope this helps.
People come to TurboTax AnswerXchange for help and answers—we want to let them know that we're here to listen and share our knowledge. We do that with the style and format of our responses. Here are five guidelines:
- Keep it conversational. When answering questions, write like you speak. Imagine you're explaining something to a trusted friend, using simple, everyday language. Avoid jargon and technical terms when possible. When no other word will do, explain technical terms in plain English.
- Be clear and state the answer right up front. Ask yourself what specific information the person really needs and then provide it. Stick to the topic and avoid unnecessary details. Break information down into a numbered or bulleted list and highlight the most important details in bold.
- Be concise. Aim for no more than two short sentences in a paragraph, and try to keep paragraphs to two lines. A wall of text can look intimidating and many won't read it, so break it up. It's okay to link to other resources for more details, but avoid giving answers that contain little more than a link.
- Be a good listener. When people post very general questions, take a second to try to understand what they're really looking for. Then, provide a response that guides them to the best possible outcome.
- Be encouraging and positive. Look for ways to eliminate uncertainty by anticipating people's concerns. Make it apparent that we really like helping them achieve positive outcomes.