can i deduct for mold loss not recovered from insurance

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    Mold is rarely a deductible casualty loss because it is not sudden.  A casualty loss must be sudden and unexpected like a fire or tornado.
    • This mold was sudden and unexpected. It was caused by a neighbor performing illegal renovations which resulted in condensation forming in my apartment while I was away.
    • Also, uncompensated portion must be more than 10% of your AGI, and you must Itemize - even for allowable casualty deductions on personal property ...
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