What is the difference between CDHP coverage and HDHP coverage?

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    They are, more or less, the same thing, that is acronyms for health plans with high deductibles.  Consumer Directed Health Plan and High Deductible Health Plan.  

    However, just because a health plan has a high deductible doesn't mean that the health plan is Health Savings Account "qualified."  There certainly are health plans that have high deductibles but still don't qualify you for an HSA.  If you want to determine if you plan is an HSA qualified plan, pick up the book that you have that describes the plan  (or go to the insurer's web site) and read the information there.  An HSA-qualified plan will certainly say exactly that in the first page or two of the booklet.

    Tom Young
    • Thanks Tom. I do have an HSA and a CDHP.  I'm just trying to make sure I put the correct anwser for "Were you enrolled in a HDHP and had a HSA plan as of December 1, 2011"?
    • You probably do, but a minute's reading of the plan booklet would assure you that you are correct in answering "Yes."

      Tom Young
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