can I file separately if spouse gets ssa disability?

my husband receives disability.  I work can we file separately?
    You can, but it would likely not be to your advantage to do so.

    There is no advantage to filing separate returns just because one spouse has income and the other doesn't, one has more income than the other, one has a business and the other doesn't, or because the spouses married during the year.

    With the injured spouse provisions, even a prior debt of one spouse that may be offset against a refund is not reason to file separately.

    The general rules for filing status are that married filing jointly is best, followed by head of household (but only if you qualify), followed by married filing separately, which is usually the worst.

    There are many disadvantages to file as married filing separate.  These include:

    1. Your tax rate generally will be higher than it would be on a joint return.
    2. Your exemption amount for figuring the alternative minimum tax will be half that allowed to a joint return filer.
    3. You cannot take the credit for child and dependent care expenses in most cases, and the amount that you can exclude from income under an employer's dependent care assistance program is limited to $2,500 (instead of $5,000 if you filed a joint return). For more information about these expenses, the credit, and the exclusion, see chapter 32.
    4. You cannot take the earned income credit.
    5. You cannot take the exclusion or credit for adoption expenses in most cases.
    6. You cannot take the education credits (the American opportunity credit, Hope credit, and lifetime learning credit), the deduction for student loan interest, or the tuition and fees deduction.
    7. You cannot exclude any interest income from qualified U.S. savings bonds that you used for higher education expenses.
    8. If you lived with your spouse at any time during the tax year:
    --- 1.You cannot claim the credit for the elderly or the disabled,
    --- 2.You will have to include in income more (up to 85%) of any social security or equivalent railroad retirement benefits you received, and
    --- 3.You cannot roll over amounts from an eligible retirement plan (other than a Roth IRA or designated Roth account) into a Roth IRA.
    9. The following deductions and credits are reduced at income levels that are half those for a joint return:
    --- 1.The child tax credit,
    --- 2.The retirement savings contributions credit,
    --- 3.Itemized deductions, and
    --- 4.The deduction for personal exemptions.
    10.  Your capital loss deduction limit is $1,500 (instead of $3,000 if you filed a joint return).
    11.  If your spouse itemizes deductions, you cannot claim the standard deduction. If you can claim the standard deduction, your basic standard deduction is half the amount allowed on a joint return.
    12.  Your first-time homebuyer credit is limited to $4,000 (instead of $8,000 if you filed a joint return). If the special rule for long-time residents of the same main home applies, the credit is limited to $3,250 (instead of $6,500 if you filed a joint return).

    Filing married filing separately is even more complicated if you live in a community property state.
    There are a few areas, such as Ohio, where filing separately may have an advantage on state returns that offsets any disadvantage on federal returns.

    If you are married, filing as a single person is not an option.
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