Married filing separately
My income is $100k and my spouse is $45k. When I complete everything as married filing separately with myself taking the mortgage, student loan interest deductions, we pay about $1000 less than married filing jointly. We do not itemize and I just take the standard deduction with the home mortgage and student loan interest on mine (the house is jointly owned but the student loans are all mine), Is this ok to do? I mean we still owe but its just less this way.