Can I claim my health ins premiums as "medical expenses," or is this only for co-pays, prescriptions, etc.

My premiums are deducted from my check each pay period for myself as well as my family (pre tax). As I see it these are medical expenses that I must pay to provide my family with medical coverage.
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    If your premiums are deducted pre-tax you cannot deduct them.  Pre-tax means they come out of your paycheck before the taxes  owed are calculated and show as a difference between the Box 1 and the Box 3 amount on your W-2.  If they are paid after tax, then they're deductible.  If you're unsure , ask your employer.
    • If box 1 and box 3 are the same does this mean they are already taxed and cannot be deducted?
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    No, it would mean they're paid after tax and are deductible.
    • So am I to understand if Box 1 and Box 3 on my W2 are the same amount in each box, than it means that I can deduct what I paid for my employer sponsored health insurance premiums. My W2 shows the same dollar amount in Box1 and Box 3. I pulled my last Wage Statement from 2011 and it shows Pre-Tax Deductions than my medical plans. This end of year wage statements total earnings show 48,000 with 8000 paid to medical insurance premiums of that 48,000. My W2 only shows a taxable income of 40,000. I am very confused. Please help. I am confused because the above clarification of the question indicated that YES you can deduct your premiums IF box 1 and 3 are the same. Thanks so much!
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    The amount showing in box 1 reflects your taxable income after health ins and other cafe items are subtracted. Since this has already reduced your income directly you cannot deduct them again. Box 3 and 5 are higher since 401K, simple plans,etc are added back in for ss and medicare calculations.
    • My premiums are deducted from my check also but the difference from box 1 and box 5 only reflect the amount going towards my 457. Does this mean I can claim my health insurance premiums?
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    No, it means you should check with oyur employer to be certain
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      You need to speak to your employer.  If these were pretax payments, your gross income should be lower than your box 3 income usually, and csrtainly lower than Box 5
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        On my W2, boxes 1,3, and 5 were the same amount, but I know my employer took out the health premiums before tax (this means I didn't pay taxes on my health premiums so no chance in me getting refunded which means I can't claim the health premiums).  

        Reason is, in box 14, I have a description for CAFE OT which is a cafeteria plan my employer offers.  This is pretty typical for most employers.  Another thing you can't claim is the FSA since that is also pre-tax.  You should be able to add the amount(s) you paid in box 14 with the amount in box 1 to get your gross income.

        I'm no tax expert, just giving what info I know.
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          Medical insurance premiums are not only exempt from income tax but from Social Security and Medicare taxes as well. Consequently these premiums will not be included in either boxes 1, 3 or 5.

          So you need to check with your employer to make sure they are pre-tax or not.
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