Grateful55
Level 2
Member profile
I’ve been around long enough to know it’s a game, I’ve played long enough to know how to lose, and I’ve lost enough to know how to Win
Activity Feed for Grateful55
- Posted Re: I have $0 saved for a down payment. I want to buy a home in five years. What should I do? Go: on Home loans. November 14, 2019 8:34 AM
- Cheered Re: I have $0 saved for a down payment. I want to buy a home in five years. What should I do? Go: for Manki1028. November 14, 2019 8:24 AM
- Posted Re: Has anyone ever consolidated credit cards into a personal loan? on Credit cards. November 13, 2019 3:09 AM
- Cheered Re: Has anyone ever consolidated credit cards into a personal loan? for Mrpooh069. November 13, 2019 3:09 AM
- Posted Re: I have $0 saved for a down payment. I want to buy a home in five years. What should I do? Go: on Home loans. November 11, 2019 4:04 AM
- Posted Re: Featured Discussion: Common Reasons You May Be in Debt on Debt management. November 9, 2019 9:48 AM
- Posted Re: Has anyone ever consolidated credit cards into a personal loan? on Credit cards. November 9, 2019 3:28 AM
- Cheered Re: Has anyone ever consolidated credit cards into a personal loan? for Thintoast. November 9, 2019 3:25 AM
- Posted Re: Has anyone ever consolidated credit cards into a personal loan? on Credit cards. November 9, 2019 3:23 AM
December 23, 2020
3:47 PM
I found out years ago that cancelling a credit card after paying it off negatively hurts your credit. Doesn't make sense to me, but there ya go. So just don't use the cards if you can help it, but keep the accounts open or you'll be penalized.
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April 20, 2020
4:14 AM
Welcome, Chandab97 , Your question is one of my favorites as it allows me to share the credit card system I designed and use that: 1. helped build my credit score up to 815! 2. provides regular cash rewards and statement credits 3. pays me generous welcome bonuses for new credit cards I open I created a monthly spreadsheet to keep track of the credit cards I have, the charges I have made, and when payment is due. The most important action to take is to PAY CREDIT CARDS ON TIME EVERY MONTH. It is also crucial to CREATE A BUDGET with each of the CATEGORIES you spend in and stick to it. There are many more detailed suggestions on my blog. Please refer to posts about credit cards. I love to hear your comments. I hope my system helps you. Blog Posts about Credit Cards Sincerely, @Alison Debt Free Maven
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March 18, 2020
7:03 PM
What program and through who is with?
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