@macuser_22I think I must have misspoke about the penalty for 2019. I had adjust for 2018, and that was the penalty fine, I had stuck in my head. Thank you for ...
@macuser_22 Oh, I see! This is starting to make sense now. Yes, I took the money out, but had obviously earned "earnings" on that over contribution I had put in...
@macuser_22Thanks for your reply! I am not sure what you mean by having the access returned? But, yes, I did receive a 1099-R form with that code in box 7.