With no credit cards or other open accounts, you have limited ways of improving your score. You have to have credit and show that you can handle it for the scor...
No, it depends on your particular situation of credit history, total credit limit, total usage, and whether you have late payments on your history. The shorter ...
Why do you think it should stop after 7 years? Getting a student loan discharged is extremely difficult. See this article:https://www.forbes.com/sites/zackfried...
That guideline typically applies to consumer credit card account debt. If you have no credit cards at all, your available credit would be $0. This is not based ...
Calling them scum isn't really helpful. Credit scores are a game, and you just need to learn the rules. Your example of the simulator is relevant for your situa...
