Can a joint return be deposited in individual accoount

[Lisa995]

Generally, yes.   As long as the name on the account is one of the names on the return.   If in doubt, ask your bank.  Some banks may have different rules.

[AustinTS · Accepted solution]

Your refund should only be deposited directly into accounts that are in your own name; your spouse’s name or both if it’s a joint account. No more than three electronic refunds can be deposited into a single financial account or pre-paid debit card. Taxpayers who exceed the limit will receive an IRS notice and a paper refund. You should first verify that your financial institution accepts a joint refund deposit into an individual account.

https://www.irs.gov/individuals/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one...

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-an...