I do not understand what lump-sum payments mean. it asked us that we did or did not receive lump sum payments in 2017. Does that mean we paid $$ to IRS in 2017?

[MichaelL1]

Lump sum payments question is related to retirement distrbutions.

The two choices generally are:

monthly checks

or a lump sum (cashing it all on). 

[tamarafrij]

I still have SSDI benefits.  So I am supposed to say yes I receive lump sump social security  payments, right?

[MichaelL1]

do you get monthly payments?  If so, then you would answer No to lump sum, unless you were paid a lump sum for back amounts.

[tamarafrij]

I have another question.  We cannot afford to pay the full amount of owe to state and federal.  Can we make monthly payment installments to both?

[MichaelL1]

Yes, but #1 file timely and #2 pay what you can with the returns, and then when you get a bill you can call them or hopefully pay it all off.