Why isn't Turbotax giving me the option to invest rather than just pay the amount due?

[PattiF]

Please clarify your question. Do you want to contribute to an IRA? Are you getting a refund and want to purchase I bones?

[kansasmls]

Yes, I’d rather buy an IRA or purchase stocks towards retirement than pay the IRS. I have over $1700 due to Federal and over $600 due to the state of Kansas. I haven’t completed my taxes, but I’m at the end and it’s asking me how I’d like to pay. 

[HelenC12]

Perhaps the reason TurboTax isn't asking you about contributing to an IRA is because you may not qualify. 

Everyone is eligible to make contributions to a traditional IRA, but a tax deduction for those contributions may not always be available. You may need to reduce or entirely eliminate your IRA deduction if you or your spouse

• contributes to an employer-sponsored retirement plan, such as a 401(k) or 403(b), and
• your Modified Adjusted Gross Income (MAGI) exceeds annual limits.

If you and your spouse are not eligible to contribute to an employer plan, you can deduct your contribution as long as you earn income during the year. For purposes of the IRA deduction, earned income excludes interest, dividends and similar types of investment income.

Please see What are Tax Calculators?

• Not everyone knows right away whether they will see some income tax savings by making contributions to an IRA retirement account. However, 
• By entering some information such as your annual earnings and filing status, the calculator estimates the tax savings you will recognize with your IRA contributions and even whether a Roth or traditional IRA is a better option for you. The best part about using TurboTax calculators is that anyone can use them and it doesn’t require any personal information such as your name or Social Security number.