If you are working through the Health Savings Account section of your return, the question on the page before you see that there was a
“lapse” in coverage is causing the issue.
On the previous page you should see the question, “What
type of High Deductible Health Plan did [spouse] have on December 1, 2016?”.
The choices are Family, Self only, or None.
If the spouse had been covered under the taxpayer's family
plan, you might think you should answer Family to the question.
However, the answer should be None.
It is referring to what type of plan the spouse held in
their name on December 1, 2016. If the spouse had their own
separate HDHP on that date, then choose the type of plan that the spouse
had. If instead the spouse was covered under the plan in the taxpayer's
name, then you should choose None.
To go back to the section of your return to answer the
questions again, use the following steps:
- On the
top row of the TurboTax online screen, click on Search (or for
CD/downloaded TurboTax locate the search box in the upper right corner)
- This
opens a box where you can type in “hsa” (be sure to enter exactly
as shown here) and click the magnifying glass (or for CD/downloaded
TurboTax, click Find)
- The
search results will give you an option to “Jump to hsa”
- Click
on the blue “Jump to hsa” link and edit your information
Yes
No
