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When you use online TurboTax there are always separate fees for the federal and state returns. You are NOT required to pay the fees by having them deducted from your federal refund. You can pay upfront using a credit or debit card before you file and avoid that EXTRA $40 refund processing fee.
If you chose the option to have your TurboTax account fees paid from the federal tax refund, see this TurboTax support FAQ for how to remove that option - https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund...
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