Why did Turbo tax did not give us a Senior Bonus Deduction and our married joint income is less than the max MAGI?

[xmasbaby0]

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

[JohnB5677]

You probably did get the deduction, but it is listed on line 13b of your 1040.

Social Security is still being taxed as it was in the past; however, there's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

• This deduction is for qualified individuals.
  • Age: You must be 65 or older by the end of the tax year (e.g., born before Jan 2, 1961, for 2025 returns).
  • Income Limits: Your Modified Adjusted Gross Income (MAGI) must be below certain thresholds (e.g., $175k single, $250k joint for 2025), with Deductions phasing out above those levels.
  • Benefit: Up to $6,000 (single) or $12,000 (joint) Additional standard deduction to reduce taxable income. 
• Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).

The full taxable amount is included in your gross income on Form 1040; however, the Senior Deduction is reflected on line 13b.

 It is reflected on Schedule 1A, Part V, Line 37

 For more information, see Deductions for Seniors.

[srreflections]

Yes, the response helped.  I was able to see the Senior Bonus Deduction in the print view function.

[user17697295305]

Haven't filed yet because waiting on more form so can't see my printout yet.    Is this bonus deduction showing up in Turbo tax on the page with deductions and credits as "additional deductions"?   Thank you

[ThomasM125]

I'm not sure what page you are referring to, but you can look at your Form 1040 while working in TurboTax to see if the senior deduction shows on line 13(b) as follows:

1. Choose Tax Tools from your left menu bar in TurboTax Online while working in your program
2. Choose Tools
3. Choose View Tax Summary
4. See the Preview my 1040 option in the left menu bar and click on it
5. Choose the Back option in the left menu bar when you are done