TurboTax needs a form of payment in case things go wrong with your refund. TT wants to be paid in case there is a delay with your refund or in case the IRS reduces the refund or seizes it for back tax or child support.
Please make note that if your refund takes too long to arrive (IRS delays, etc.) then you will also be agreeing that the TurboTax fees can be extracted from your bank account even before your refund is issued by the IRS. This comes as an unpleasant shock to many people every year.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**