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smg-cares
New Member

Why are we not getting the new senior deduction of 8,000 added to the standard deduction. We are married filing jointly, made under $130,00, one of us turned 65 in 2025?

TT is giving us a standard ded of 33,100 not 39,500?
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2 Replies

Why are we not getting the new senior deduction of 8,000 added to the standard deduction. We are married filing jointly, made under $130,00, one of us turned 65 in 2025?

It is Not added to your Standard Deduction, it is a separate deduction.

 

If you are filing as Married Filing Separately you are not eligible for the deduction.  If you are Single and your AGI is over $175,000 or Married Filing Jointly and your AGI is over $250,000 you are not eligible for the deduction.

 

If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

 

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

 

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.


The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

MindyB
Employee Tax Expert

Why are we not getting the new senior deduction of 8,000 added to the standard deduction. We are married filing jointly, made under $130,00, one of us turned 65 in 2025?

There is an additional  $2,000 available to increase your standard deduction. So, your standard deduction should be $33,500. 

 

The $6,000 is an additional deduction, not included with the standard deduction. This additional deduction for seniors is calculated automatically based on the birthday you have entered in your tax return.

 

This deduction is located on Schedule 1-A Additional Deductions, Part V. The total additional deductions will be summed and appear on your 1040, line 13b.

 

You can check this in TurboTax Online by navigating to Tax Tools on the left of your screen, choose Tools, then View Tax Summary. On the left of the screen, select Preview my 1040, and scroll to Schedule 1-A Part V.

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