Why am I paying for 'Do It Yourself Duluxe' and not the free version?

f-tressa · ‎February 16, 2026

I have no complex situations, only filing basic form 1040 but TurboTax still wants me to pay $40.

LaShaunA3

You may need to downgrade the version of the software you are using.

Here's an article explaining how to downgrade. How do I downgrade to a different TurboTax Online product?

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VolvoGirl

A couple reasons it could be saying you need to upgrade….

You might be seeing Form 8959 because the amount of Medicare taxes withheld in W2 box 6 is not exactly 1.45% of the Medicare wages in box 5, due to rounding. Try leaving the cents off of the Medicare tax on your W2 box 6. Box 6 has to be exactly 1.45% of box 5 or less.

If it is saying you need Schedule 3 and can't use the Free Edition it might be giving you the retirement savings credit. You can say you are a student to decline the credit. You must answer Yes when asked in the Retirement Savings Contributions Credit section if your were a full-time student. The answer to this same question asked in the personal-information section is not the answer that is used.