Why am I paying an extra $40 for them to take it out of my return?

[abicrawford09]

I already have to pay $30 to file and then I’m also going to get charged $40 for them to take out the first $30 it doesn’t make any sense. I’m having to pay you $40 to pay you the 30?

[baldietax]

Yes that’s why “pay with refund” makes no sense for anyone.  It sends your refund thru a third party bank and that’s what they charge to receive your refund and subtract the fees and send the rest to you.  It’s a very very bad loan that could also delay your refund.  Remove it and pay the fees up front.

[MindyB]

Yes, there is a fee to pay with your refund.  If you would prefer to change your payment method, you can do that before you submit your return.

Here is how to do this in TurboTax Online

1. Open or continue your return.
2. Select File on Tax Home and proceed to the Just X more steps screen.
3. On this screen, select Revisit next to You've chosen to deduct your TurboTax fees from your federal refund.
4. Select View Payment Options on the next screen and select Pay now on the screen after that.
5. Complete payment by entering your credit or debit card information.
6. Continue to the Just X more steps screen to make sure the Pay With My Refund has been removed.
7. Step 1 on the screen should now show that you paid with your credit or debit card.

Note: If your TurboTax navigation looks different from what’s described here, learn more.