Why am I only getting 2700.00 tax credit for 2 children

[mjtomlin]

what is the tax credit for 2 children

[xmasbaby0]

Are you asking about the additional child tax credit?   That refundable credit is based on the amount you earn from working.

Have you entered income from working in 2025?  If not,  you will not receive an income tax refund based on having dependent children.

  The maximum amount of the child tax credit is now $2200 per child; the refundable “additional child tax credit” amount is $1700.   In order to get that credit, you have to have income from working.  

Take the amount you earned from working.   Subtract $2500.   Multiply the rest by 15%.  That is the additional child tax credit per child that you canget—- up to the maximum of $1700 per child.   If the amount you earned from working was low, you will not get the full $1700 per child.

 If your child is older than 16 at the end of 2025, you do not get the CTC.  But you may still get the non-refundable $500 credit for other dependents instead.

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/child-tax-credit/L2lNhfGDl_US_e...

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/additional-child-tax-credit/L6x...

https://www.irs.gov/help/ita/does-my-childdependent-qualify-for-the-child-tax-credit-or-the-credit-f...

And for the Earned Income Credit—-

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-ea...

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/use-the-eitc-assistant

https://www.irs.gov/pub/irs-pdf/p596.pdf

Look at your 2025 Form 1040 to see the child-related credits you received

PREVIEW 1040

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-retur...

Child Tax Credit line 19

Credit for Other Dependents line 19

Earned Income Credit line 27

Additional Child Tax Credit line 28

[Vanessa A]

If you are not getting the full $2,200 per child it is most likely due to an income limitation.  In order to claim the NON REFUNDABLE $2,200 Child Tax Credit, you must have enough tax liability to claim it.  So in your case with 2 kids you would need to have $4,400 in income tax liability to fully claim the entire credit.  

If you tax liability is less than that, then you could be eligible for up to $1,700 per child of the REFUNDABLE Additional Child Tax Credit.  To calculate the additional child tax credit you would subtract $2,500 from your total earned income and multiple that by 15%.  So if your total earned income was $20,500 you would subtract $2,500 and get $18,000.  You would then multiply that by 15% and get $2,700 which would be the maximum Additional child tax credit you would be eligible for.
 

So the maximum amount you could get would be $2,700 if your income was $20,500 regardless of the number of children you have.  If you had only one qualifying child, then you would be limited to the $1,700 per child.