Well....it may have been a mistake when you chose to receive unemployment without having tax withheld. For 2020 returns the first $10,200 of unemployment was exempted from federal tax, but that did not extend to 2021 tax returns. So all of your unemployment is taxable.
We cannot see your screen or your return, so we have no way to know how much income you received or what your tax liability is. Double check all of your entries to make sure you entered it all correctly. If you owe tax due, it is already late and you are accruing interest owed.
If you have federal tax due you can pay by mailing your payment with the 1040V voucher, (which has the address printed on it, having the payment taken out of a designated bank account, or you can pay directly on the IRS website.
To apply for a payment plan with the IRS
You must pay your state tax due using the state’s preferred method of receiving payment. For most states that will be by making a payment to the state’s own tax website, or by mailing a check or money order.
How long will it take you to come up with the money? If less than 6 months, don't do a payment plan, there is a non-refundable application fee that will be more than the penalties and interest.
If you are filing now, select in Turbotax you will "pay by check" that will allow you to file without making a bank debit. Then, go to www.irs.gov/payments and make as large a payment as you can afford. Continue to make payments on the IRS web site as often as you can until you are paid off. You can expect the IRS will send you a bill for interest and a late payment penalty--paying as much as you can now will reduce the eventual penalty amount.
If you can't pay for at least 6 months it may be worth it to apply for a payment plan on the IRS web site. Again you will file your return by selecting "I will pay by mail", then you will go to the IRS web site and apply for a payment plan.
I've read this thread several times, as it bothers me and therefore I keep coming back to re-read it. I'm of the impression I don't have the whole picture here. First you state you're on disability. Then you talk about unemployment income. Which is it? Both maybe?
For disability income, that may or may not be taxable. It depends on why you receive it and who pays it. As for unemployment income, all received in 2021 is taxable. It would also help to know what state you're dealing with too.
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