Unable to enter Non-Dependent Education Expenses

[Maheshk]

I see 2 other posts with same issue as mine. 1099-Q was always under my name as the account owner. 1098-T was always under my non-dependent son's name. Up until 2024, I was able to enter the non-dependent education expenses which would immediately remove the tax liability on the earnings part of the 1099-Q. For 2025, the interview section of education expenses is missing. Without entering the expenses, I would be unnecessarily paying tax on the earnings part of the 1099-Q. Please advise...

[AmyC]

If you enter a 1099-Q the program is looking for income to tax. The question becomes, is there a taxable distribution or did all of it go to qualified expenses like room and board along with educational expenses?

• If it is not taxable: IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc then you do not need to enter the form. Tuition paid for the first 3 months of the next year also qualify, see page 12, What Expenses Qualify, and page 52 for qualified distributions.
• If it is taxable, you should enter the form. You will need to enter the qualified expenses. Be sure to select that you had expenses other  than tuition - if you covered room and board.