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Turbotax medical expense total calculation and Schedule A display

Hello community - I have a couple questions about TurboTax's calculation of total medical expenses, regarding both how it's shown in the tool and ultimately on Schedule A.  For tax year 2024, for example, I had $3,220 in total out-of-pocket medical expenses (including premiums and anything else applicable, and excluding anything not applicable).  But - TurboTax input $960 for some reason into Line 1 on Schedule A - that's the line BEFORE lines 2 and 3, which apply the 7.5% rule.  In this case, 7.5% of my income was just over $3,220, so I would not have been able to deduct medical expenses anyway, but it seems to apply some math to the raw number that is supposed to be input into line 1, which (I believe) is incorrect.   In other words, $960 doesn't match any single value, subtotal, or anything else related to my actual medical expenses for 2024. And, for this year (tax year 2025), I have entered $4,200 in out-of-pocket medical expenses and $800 in premiums, which should be a total of $5,000 in medical expenses (independent of and before the 7.5% calculation. I also entered my 1095-A info, and paid no other premiums in 2025 other than the $800 indicated above. But, the deductions and credits summary screen shows MORE than my $5,000 - it shows $5,600.  I can't figure out what the source of the additional $600 is, and am concerned when I go to finalize, it's going to do the simple line entries on Schedule A incorrectly.  All other deductions and credits look exactly correct and match what I entered.  I am wondering if someone can explain whether I should be concerned about this and why TurboTax doesn't seem to deal with medical expenses in a straight-forward manner that can be double-checked by the user like everything else.  Thank you in advance for your input!   

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3 Replies
MonikaK1
Employee Tax Expert

Turbotax medical expense total calculation and Schedule A display

If you are using a Desktop version of TurboTax, you can go to Forms Mode (click on Forms when TurboTax shows step-by-step or Easy Step in the top menu) and review the forms and worksheets TurboTax has prepared from your entries in order to confirm what happened.

 

If you are using an Online version of TurboTax, it's possible that the display on your screen may not have caught up with your entries due to a slow internet connection or other reasons associated with the online platform.

 

If you are still seeing figures that don't correlate with your entries, and could affect your tax, please provide more details.

 

TurboTax calculations are 100% accurate and our software is tested and retested to ensure that you get your maximum refund, guaranteed. See this tax tips article for more information.


 

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Turbotax medical expense total calculation and Schedule A display

I am having a similar problem with the Medical Expense Worksheet. I have tried to delete it and enter numbers all over again but it is not working.  Question: I am on Medicare so A/B premiums are deducted from SS.  Does Line 2a on the worksheet include those premiums deducted from SS or just the premiums I pay for the Supplement and Drug Plan.  I have tried it many different ways and the numbers are not making sense.  Thank you. 

BillM223
Employee Tax Expert

Turbotax medical expense total calculation and Schedule A display

So 2cheap2upgrade, you are able to see the Medical Expense Worksheet? Then you should be able to see a number or numbers that you did not enter.

 

Let me ask you - do you have a Schedule C (contracting or business or side gig)? If you fail to enter health insurance premiums or LTC premiums correctly, then instead of appearing on Schedule 1 (1040), they will appear here on Schedule A. But you should be able to see this on the Medical Expense Worksheet.

 

@2cheap2upgrade 

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