Turbo Tax Deluxe Desktop version not generating form 8606

[AG2020]

Me and my wife have non-deductible IRA contributions from a prior year. We entered everything correctly but form 8606 is not getting generated. Its neither in print preview nor in Form section.

Please advise! 

[DavidD66]

In TurboTax Desktop, to get to Forms 8606:

• Switch to Forms mode by clicking on the Forms icon in the upper right of the screen. 
• Click "Open Form" in the top left
• If your form does not have your prior year non-deductible contributions, then below line 1 you will see a box with "Traditional IRA Basis Smart Worksheet".   Click on the "QuickZoom" to enter the total traditional IRA basis for 2024 and earlier years.

[AG2020]

Problem is that form 8606 is not generated and not visible in Forms section. 

[AG2020]

I do see the forms under "Open Forms" on top left but when I do print preview or click "Forms" on top right, I do not see these forms there. Does it mean these will not be submitted to IRS by Turbotax? 

[baldietax]

if you don't see 8606 in the PDF or in your forms list without doing Open Form etc then it's not going to get filed, something is wrong

going back to your entries you said you had done, to clarify - you had basis carryover from 2024 but didn't have a contribution for 2025?

in the section under Deductions & Credits / Retirements and Investments / Traditional and Roth IRA Contributions, have you gone through that, and you will get a question

Traditional IRAs

Did you have any nondeductible IRA contributions to your traditional IRA from 2024 or prior years?

Nondeductible contributions are tracked on Form 8606 in your prior year returns.

which should be yes, then it will ask your basis as of 12/31/24 which should be filled in from the data transferred from your 2024 return.... did you go through this step and what is it showing?

[AG2020]

Yes, I answered yes and entered basis upto 2024.

I had non-deductible basis prior to 2024 and no contribution in traditional IRA in 2025.

My wife had non-deductible basis prior to 2024 and ALSO contribution in traditional IRA in 2025.

I now see the forms under Forms mode but its not showing when I try to print the pdf. Its missing there so I am unclear whether or not 8606's will be filed.

[baldietax]

ah so I don't think you need to file 8606 if you're only carrying over basis and didn't have any activity (contribution, rollover, distribution etc), see Who Must File in the instructions

https://www.irs.gov/pub/irs-pdf/i8606.pdf

but based on what you described I don't think you'd have a 8606-T but should have an 8606-S in the PDF?

I can only suggest going back thru the IRA contribution section again.  If you have 8606-S in the forms list on the left of Forms mode you can also try removing it (Forms / Remove Form 8606-S) and Turbotax should regenerate it based on the IRA inputs.

@dmertz @VolvoGirl @DoninGA @Mike9241 

[AG2020]

Yes, based on instructions, it seems we dont have to file 2025 8606. My wife contributed for 2025 but it was not non-deductible. I think thats why neither 8606-S nor 8606-T are getting generated.

[baldietax · Accepted solution]

ah yes I think that explains it