TT Del. will not let me file my federal return electronically because I have a W2 with $0 income. I'm retired, my employer sends a W2 each year with 0 income ins cost.

[jdtribbey]

The W2 has amounts entered for the cost of my health insurance.  I would assume this is required by the IRS and the norm.  Is this a flaw in TT?

[Critter]

If a w2 has no federal earnings and box 1 then there is no reason for you to add this W-2 on your tax return. Remove it so that you can efiled the return.

However if they have uncollected tax in box 12 codes m and n or a and b then you must mail in the return there is no way to e-file this return.

[fanfare]

If you have insurance taxes code M and N but wages are zero, you are getting an incorrect W-2. Inform your employer.

[fanfare]

If you  don't want to pay tax on that cost of employer furnished life insurance, just make an  extra Form 1040 payment of the amounts on the W-2 at www.irs.gov/payments.

Be careful to round correctly.

Then delete the W-2 with no wages from your tax return

and e-File.

[fanfare]

Enter the W-2 with wages of one dollar.