Traditional IRA - Backdoor Roth Conversion no option for "I converted all of this money to a Roth IRA account"

[wanderlust]

I am doing an amended return and cannot figure out how to get a backdoor Roth IRA to show up correctly in form 8606. I am following the guide here: https://www.whitecoatinvestor.com/how-to-report-a-backdoor-roth-ira-on-turbotax/

1. Select "Personal Income"

2. Select "Retirement Plans and Social Security"

3. Select "IRA, 401(k), Pension Plan Withdrawals (1099-R)"

4. Add new 1099-R form

    - 1. Gross Distribution = $6000

    - 2a. Taxable Amount = $6000

    - 2b. Checked Boxes: [x] Taxable amount not determined [x] Total distribution

    - 7. [2] Early distribution (except Roth IRA)

    - [x] The IRA/SEP/SIMPLE box is checked on my copy of 1099-R is selected

5. Select Continue

6. "Did you inherit from XXX?" - No

7. What did you do with the money from XXX?

(x) NAME moved the money to another retirement account (or returned it to the same retirement account)

() NAME did something else with it (cashed out, etc.)

When selecting first option, these two options show up

() NAME rolled over all of this money

() NAME did a combination of rolling over, converting, or cashing out the money

THERE IS NO OPTION "NAME converted all of this money to a Roth IRA account"!!

If I select rollover, then go in

1. [Deductions & Credits]

2. [Retirement and Investments]

3. [Traditional and Roth IRA Contributions]

4. Select [Traditional IRA] checkbox

5. [Is this a Repayment of a Retirement Distribution] --> No

6. [Tell Us How Much You Contributed]

    NAME total traditional contributions = $6000

    Tell us how much of the above total contributions for YEAR you contributed between January 1, YEAR+1 and April 18, YEAR+1 = $6000

7. [Did You Change Your Mind] -> No

8. [Any Excess IRA Contributions Before YEAR?] -> No

9. [Any Nondeductible Contributions to NAME's IRA?] -> Yes

10. [Let's Find Your IRA Basis] -> $0

ERROR!! --> [Income Too High To Deduct an IRA Contribution]

Can you please help me figure this out? I am stuck in getting the Roth IRA in the tool. Using desktop Windows TurboTax Home & Biz 022.000.0965

[baldietax]

2 separate issues I think

1. on the 1099R try "did a combination of rolling over, converting, or cashing out the money"

and there should be a further question about how much was converted

(this question flow changed in the other desktop products for 2025 to match online so it doesn't match the online help article below if that is the source of confusion - what you are seeing here is the older question flow)

https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-...

2. for the contribution there should be a question for deductible vs. non-deductible but #9 "Any Nondeductible Contributions to NAME's IRA?" below refers to prior year contributions and then asks about basis carryover I think.  There should be a question about making it deductible and if not should assume it's non-deductible.  This shouldn't depend on the answers to the 1099-R these are separate transactions but try fixing that anyway and go thru this again.  What YEAR is this for?

One general comment, what you've laid out below is a contribution for YEAR done in YEAR+1 for $6000 and a Roth conversion for $6000 - but was this 1099-R in YEAR from a prior contribution?  The contribution can be back-dated to the prior tax year, but the Roth conversion applies in the calendar year it is made (but you'll have a clear 1099-R for the year in which it applies).

[DianeW777]

The following article can be helpful to walk through your steps as you review it as well. This is a TurboTax FAQ and more likely to lead you to the right path.

• How do I enter a Backdoor Roth IRA conversion?

Do not change your tax return until you read all the instructions. TurboTax needs to know the original numbers and the corrected numbers to provide the correct end results before you prepare it.

If you want to make changes or add a document to a tax return that has already been filed and accepted by the taxing agency, you should follow these guidelines. 

• You must first wait until the initial return is completely processed.
• You will have to use the same TurboTax account that you used for the original tax return.
• Once you begin your amendment, you'll see your original return.
• The refund calculator will start new at $0 and only reflect the changes in the refund or tax due
• Only make changes to the areas of your return that need to be corrected.
• You have three years from the date you filed your return or two years after you paid the tax due (whichever is later) to file an amendment

Amend a tax return for the current tax year

@wanderlust