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One is for the preparation of a federal tax return, one is for the preparation of a state tax return and the third is for having your fees paid from your federal refund. You can avoid the refund processing fee by paying with a credit or debit card.
Look here to see your fees: https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
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