You will get a 1095A for your marketplace insurance and you will have to enter it when you prepare your tax return. No one here can see any of your information so we cannot possibly predict where you will stand with healthcare.gov. If you made a lot MORE than you estimated, then it would be likely that you would owe. Since you say you made a lot LESS than the income you estimated, you are unlikely to have anything to pay back. But we know NONE of your details.
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