Since I didn't have marketplace insurance the whole year, on the 1095A form, not all the months have the same number, but there isn't an option to enter specific months.

[s-latimer]

I only had marketplace insurance for 6 months in 2025, so the first 6 months have "0" in each column, and the last 6 months have a number. How do I account for this in Turbo Tax since it doesn't give an option for differing months?

[JamesG1 · Accepted solution]

In TurboTax Online, return to IRS form 1095-A by following these steps:

• Down the left side of the screen, click Federal.
• Click the down arrow to the right of Deductions & credits.
• At the screen Your tax breaks, click the down arrow to the right of Medical.
• Click to the right of Affordable Care Act (Form 1095-A).
• At the screen Form 1095-A Summary, click the pencil icon to the right to open up the 1095-A form.
• At the screen Let's review your 1095-A, answer No to the question Does this form 1095-A have the same amounts for each column in all twelve months?  Click Continue.
• At the screen Tell us about your monthly coverage, you are given the display of all twelve months.

 See also this TurboTax Help.

[s-latimer]

This was super helpful.  I must not have read that question carefully enough.  Thank you!!