Heath Insurance

[Tax_question10]

Hi 

Turbo tax is asking this question regarding insurance. we are living in Massachusetts.  I had MassHealth for 2018. Do I have to select Yes or No to this question? 

[DoninGA]

The current TurboTax programs are only for tax year 2019, so any questions asked concerning health insurance will be for 2019.

On a federal tax return there is no requirement for having health insurance.  Unless you received health insurance through one of the state Marketplace Exchanges and received a Form 1095-A.  Then the Form 1095-A has to be entered on the federal return.

To enter your Form 1095-A -

• Click on Federal Taxes (Personal using Home and Business)
• Click on Deductions and Credits
• Click on I'll choose what I work on (if shown)
• Scroll down to Medical
• On Affordable Care Act (Form 1095-A), click the start or update button

Or enter 1095-a in the Search box located in the upper right of the program screen. Click on Jump to 1095-a

[Tax_question10]

Yes But I am using a TurboTax desktop program for 2018. 

[DoninGA]

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@Tax_question10 wrote:

Yes But I am using a TurboTax desktop program for 2018. 

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Then answer yes to the question for having health insurance in 2018 since you had MassHealth.

[Tax_question10]

sorry, the image did not properly appear in the first comment.  this is the actual question.  

[DoninGA]

Thank you for the screenshot.  Then in this case the answer should be NO since MassHealth is the state Medicaid program and would not be a Marketplace plan.

[Critter-3]

The answer is YES since MassHealth is the same as Mass Health Connector. 

[DoninGA]

MassHealth is Medicaid for MA - https://www.mass.gov/topics/masshealth

Mass Health Connector is MA Marketplace plan - https://mahealthconnector.optum.com/individual/

[Tax_question10]

@DoninGA 

Thanks So what I have to select YES or NO.

[DoninGA]

No.

[DoninGA]

@Tax_question10 

Let me be a little more specific -

If you had MassHealth it is Medicaid for MA - https://www.mass.gov/topics/masshealth

Answer NO

If you had Mass Health Connector it is a Marketplace plan - https://mahealthconnector.optum.com/individual/

Answer YES