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good - skip it - costs $40 extra fee and routes your refund thru a third party bank which can cause delays and confusion. avoid all these refund gimmicks (5 days early, pay with refund etc)
There are several reasons that could cause this problem.
You must have a refund large enough to cover the TurboTax fees plus an additional fee for an independent bank to do "refund processing" fee ($40, or $45 in CA).
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