My wife is disabled, does her income count and will filing jointly cause any issued with her disability payment?

[mikevtaxes2016]

She lost her vision due to a degenerative eye disease. Is her SSA 1099 income taxable and will filing jointly hamper any future benefit payments?

[Coleen3 · Accepted solution]

Her 1099 from Social Security should be entered on your return. The taxability of it depends on the rest of your income.

Regarding SSDI taxable income concerns, none of your Social Security disability income (SSDI) is taxable if half of your SSDI plus all your other income is less than:

• $25,000 if you filed as single, head of household, or married filing separately, and you and your spouse lived apart all year
• $32,000 if you’re married filing jointly
• $0 if you’re married filing separately, and you and your spouse lived together at all during the year

Up to 50% of your SSDI is taxable if your income is more than those amounts. Also, up to 85% of your SSDI is taxable if half of your SSDI plus all your other income is more than:

• $34,000 if you filed as single, head of household, or married filing separately, and you and your spouse lived apart all year
• $44,000 if you’re married filing jointly
• $0 if you’re married filing separately, and you and your spouse lived together at all during the year