My wife and I paid for our sons health coverage for all of 2024. There is only 1 1095-A. How do we all file?

[dshanebonnell]

The IRS has already rejected 2 of their filings because they answered "Did not receive 1095-A". We are not claiming any of them as dependents.

[DawnC]

Everyone listed on the policy can use the same 1095-A.   After you enter the 1095-A into TurboTax, you will be asked about uncommon situations.   From there, mark the option that says I share this policy with someone else not on my tax return.   You can allocate the amounts however you all decide as long as the totals add up to 100%.   

Shared ACA policies - see this FAQ for examples of shared policy reporting

[Mike9241]

Is the 1095-A under either your or your wife's SSN and includes your sons?

if not whose SSN is in box 5

and who is listed in Part II

then you must include the 1095-A in your return and do a policy allocation for what you want to allocate to them.

they in turn need your 1095-A and 8962 because they must report what you allocated to them on their 1040 form 8962.

once corrected, they should be able to efile

[dshanebonnell]

For Part 1 My SS is listed on Section 5, Wife is listed as Spouse with her SS# in Section 8. 

Part 2 Has Wife and sons listed with SS#’s. 

I was setup on a separate Policy, therefore received a separate 1095-A.