My return keeps getting rejected by the IRS due to a error in the HSA section. I follow the instructions to fix it and it still keeps getting rejected. How can I fix it?

[Anonymous]

how do i fix an IRS return rejection associated with HSA?

[AnnetteB6]

If you are getting the HSA_2025 rejection code when trying to electronically file your return, try using the following steps to clear the internal condition that is causing the rejection code.  These steps have worked for some users to be able to refile with acceptance of their returns.  

Also, please note that you should not check the box indicating that you are ‘covered by Medicare’ unless you are receiving Medicare benefits rather than having HDHP insurance coverage.  This question is also asking about 2025, not 2026.  So if you are covered by Medicare in 2026, this check box does not apply to you.

Use these steps:

1. Go to Deduction and Credits > Medical > 1099-SA, HSA, MSA and click Update
2. Continue through the HSA section until you reach the page that asks if you were covered by a High Deductible Health Plan in 2025 and answer according to your situation.
3. Next, check any appropriate boxes on the page that asks Do any of these situations apply to you? (This is where it is important to be accurate about whether you were receiving Medicare benefits during 2025).
4. The next page asks what type of HDHP coverage did you have in 2025.  Check the box that says ‘I had different plan types at different times of the year’, then click Continue.  
5. On the next page, select the type of coverage for each month of the year according to your situation.  (If you were covered by Medicare in 2025, indicate that you had Medicare or None for any month you had Medicare coverage.)
6. Continue through the process to answer the same set of questions for your spouse, if applicable.
7. Keep clicking Continue until you are back at the main Deductions and Credits page.

At this point, you can go through the error check process and refile your return.

[user17755702920]

I have the same issue. Straight forward:  High deductible family coverage for the full year and IRS continues to reject the return. The alternative is to file by paper but I don't want to print and mail 23 pages.

[BillM223]

If you are ready for the nuclear option, I suggest you do an HSA Reset to remove all your HSA data so you can start over.

This error that you have is unusual in that it has appeared only in the last week or so and seems to be quite sporadic among users.

HSA RESET

***Reset***

1. make a copy of your W-2(s) (if you don't have the paper copies)

2. delete your W-2(s) (use the garbage can icon next to the W-2(s) on the Income screen)

*** Desktop/Windows***

3. Go to the upper right and click on Forms, and 

4. Select the desired form (1099-SA (if one), 8889-T, and 8889-S (if one)). Note the Delete Form button at the bottom of the form’s screen.

*** Desktop/Mac***

3. Switch to Forms Mode by selecting the Forms icon.

4. From the menu, select the form (1099-SA (if one), 8889-T, and 8889-S (if one)) you want to remove (if you don't see it, select Open Form at the top). From the Forms menu, select Remove [form name].

*** Online ***

3. go to Tax Tools (on the left), and navigate to Tools->Delete a form 

4. delete form(s) 1099-SA (if one), 8889-T, and 8889-S (if one)

5. go back and re-add your W-2(s), preferably adding them manually

6. go back and redo the entire HSA interview....

@user17755702920