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$39 to pay $128 from refund. https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund...
If you choose to pay those software fees from your federal refund you are agreeing to pay an extra fee for "refund processing" so that the third party bank will receive your refund, take out the TurboTax fees, and send you the rest of your refund. If you pay your fees upfront using a credit card before you file, you will avoid that extra fee.
What is Refund Processing Service?
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
REMOVE REFUND PROCESSING FEE
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