My ex wife has marketplace insurance coverage for herself and our two children. I can claim one of them each year. Do I need to fill out a 1095-A form?

samsoulliere · ‎February 12, 2026

The 1095 she gave me has all three of them included on it.

MarilynG1 · ‎February 12, 2026

Yes, you'll need to report the 1095-A on your return and indicate that you 'shared with someone not on your return'. Then you need to choose an allocation %. If your ex-spouse paid the premiums, she could allocate 100% and you 0%.

Here's more info on reporting a Shared Marketplace Policy.

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MarilynG1 · ‎February 12, 2026

Yes, you'll need to report the 1095-A on your return and indicate that you 'shared with someone not on your return'. Then you need to choose an allocation %. If your ex-spouse paid the premiums, she could allocate 100% and you 0%.

Here's more info on reporting a Shared Marketplace Policy.

@samsoulliere

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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My ex wife has marketplace insurance coverage for herself and our two children. I can claim one of them each year. Do I need to fill out a 1095-A form?