What to do if Citibank refuses to send a 1099-INT for a closed account? Yes, it's much more than $10 interest. I closed a savings account before 1099 was available, now I have no access and for some reason I can't seem to get the "nobots" to figure out how to do anything but say I can't help you. I could estimate the interest, but not sure how to submit it without a form.