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Well, you will save $39 by not having to choose that option.
There are several situations where you won't be able to use the Pay With My Refund service, including:
There is a screen that you agree to allow TurboTax to use your info to enhance your Intuit account to communicate with you and provide personalized offers and advice for your unique financial situation. If you did not agree to that screen then you do not qualify for the offer to pay with your refund.
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