Is getting a small cash amount back at closing considered "Yes" for, "Did you take cash out when you got this loan?"

[eaglei22]

I refinanced using a streamlined IRRRL on my existing VA loan. I didn't pay anything at closing, and for some reason I got back $45 at closing.  I didn't request to take cash out during this loan. Would this still be considered a, "Yes" for, "Did you take cash out when you got this loan?"

The notes say, "Select Yes if yo used loan money for anything besides paying off the existing loan. This includes home repairs, making purchases, paying off other debt, having cash on-hand, and contributing to your savings or investments."  Even though I didn't request this, it still happened so I feel the answer here is indeed Yes. 

Putting yes, TurboTax doesn't add this lender and interest to my Schedule C at all, where as putting No, it does. So I want to make sure selecting Yes is in fact correct here in this case.  

Thanks you.

[eaglei22]

Bump.

[Mike9241]

we can't see the closing statement. but for $45 I would answer no

Putting yes, TurboTax doesn't add this lender and interest to my Schedule C at all, where as putting No, it does. So I want to make sure selecting Yes is in fact correct here in this case.  

why are you putting the mortgage on schedule C? do you run a BNB where significant services are provided?

rental property, except when too much personal use, would go on schedule E and your personal residence would go on schedule A.

[eaglei22]

My wife has a 1099-NEC and it's part her home office deductions questionnaire. TurboTax asks about any mortgage interest paid in 2021, and then based off other answers it calculates the proper deductions.