IRA Withdrawal

[JJ180]

Hello, I had to withdraw money twice from my IRA account due to financial hardship/being unemployed this year. Is there any way to get an exemption for the penalty when I file taxes in 2025?

[VolvoGirl]

Which penalty?  For being under 59 1/2?  No.  You have 60 days to replace the withdrawal to avoid the tax on it.  

[JJ180]

Yes I'm under 59.5. I thought I was going to be able to pay back the first withdrawal in less than 60days, but I was unable to do so.