Using just released TT 2018, I entered my expected income data and expected date for ACA for 1095-A. This data supports a premium tax credit of $1,900/month and I get an expected refund of premiums paid by me in excess of the advance credit.
Here's the fun part. I go back and increase my income by increasing a 401K distribution such that AGI is now well beyond the income threshold for my family premium tax credit eligibility. So the $1,900/month credit I received all year long is no longer valid and I should have to pay that money back in this case. Increasing my income did nothing to this, still said I was due a refund of excess paid in. This isn't right, correct?
I was doing this to make sure I would not exceed the income threshold if I needed to take an unplanned 401K distribution in December.