In 2025 I was enrolled in a debt resolution program. We received form 1099 and claimed that as untaxed income. Filed bankruptcy in 2026. Do I need to complete form 982?

lahearn67 · ‎April 9, 2026

CatinaT1 · ‎April 9, 2026

Was the 1099 you received a 1099-C? If so, that is taxable income. Have you already filed your return? You may need to amend your return if you did not include the 1099-C as income.

There is nothing you need to file for the bankruptcy in regard to your 2026 return.

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View solution in original post

CatinaT1 · ‎April 9, 2026

Was the 1099 you received a 1099-C? If so, that is taxable income. Have you already filed your return? You may need to amend your return if you did not include the 1099-C as income.

There is nothing you need to file for the bankruptcy in regard to your 2026 return.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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In 2025 I was enrolled in a debt resolution program. We received form 1099 and claimed that as untaxed income. Filed bankruptcy in 2026. Do I need to complete form 982?