If i had aca and became ineligible at end of year do I have to umburse for whole year or only months after i became ineligible

[niki19--]

I took money out if my ira in august and that made me above income allowed for receiving health premiums  do i have to repay the whole year?

[dmertz · Accepted solution]

Premium Tax Credits are determined on Form 8962 an annual basis on annual income (AGI), not monthly income.  If your AGI puts you above 400% of the federal poverty limit, you are not eligible for any PTCs for the year and you must repay all PTCs.