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If I can't pay to e-file until the 19th, will I still get penalized?
You can file a free extension at https://turbotax.intuit.com/irs-tax-extensions/
Then your return will not be late.
File the extension even if you owe tax and cannot pay at this time.
Without the extension, you will have a late filing penalty of 5% of the tax liability.
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If I can't pay to e-file until the 19th, will I still get penalized?
Please see link to guide below regarding late filing:
https://ttlc.intuit.com/questions/2547642-what-s-the-irs-penalty-if-i-miss-the-april-filing-deadline