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You can tell the software that you will mail a check to the IRS and then pay your tax due by whatever method you actually choose to use.
If you owe tax due, you have to pay it yourself by the filing deadline on April 15, 2026.
If you have federal tax due you can pay by mailing your payment with the 1040V voucher, (which has the address printed on it, having the payment taken out of a designated bank account, or you can pay directly on the IRS website.
https://www.irs.gov/payments/pay-your-taxes-by-debit-or-credit-card
https://ttlc.intuit.com/community/tax-payments/help/how-can-i-pay-my-federal-taxes/00/26212
To apply for a payment plan with the IRS
Apply Online for a Payment Plan
You must pay your state tax due using the state’s preferred method of receiving payment. For most states that will be by making a payment to the state’s own tax website, or by mailing a check or money order.
WHAT IF I CANNOT PAY MY TAX DUE?
In the File section of the program, on Step 2, when you have taxes owed, there are several options for how to pay the taxes owed -
Direct Debit from your bank account
Credit card or Debit Card
Pay by Check
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