I refinanced in July and I not sure which balance I shoud use for the final balance for 2019?

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I refinanced in July and I not sure which balance I shoud use for the final balance for 2019?

I would use the balance of your new refinanced mortgage as of 1/1/2019.

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I refinanced in July and I not sure which balance I shoud use for the final balance for 2019?

I would use the balance of your new refinanced mortgage as of 1/1/2019.

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