I need to do a joint filing with my husband

[jajo5970]

no

[AndreaC1 · Accepted solution]

That will depend on your tax situation. Many married couples find it best to file jointly since that usually provides the larger refund and you don't have as much due in taxes.   

When you file separately, your tax rate is higher and you won't get to claim these things:

• Education benefits
• Earned Income Credit (EIC)
• Child and Dependent Care Credit (usually)
• Adoption Credit (usually)
• The same benefit married filing jointly couples get for personal exemptions, itemized deductions, the Child Tax Credit, and capital losses (all of these deductions are reduced by half)
• Itemized deductions if your spouse has already claimed the standard deduction, or the other way around.

You can find more details on why it will be beneficial to file jointly here https://ttlc.intuit.com/questions/1894449 and you'll also find details on why you'd want to file separately in some instances.