I'm retire I only have form 1095B through Medicare but IRS need form1095A what should I do?

sophypmey · ‎March 29, 2026

xmasbaby0

You do not "need" 1095A unless you actually had health insurance from healthcare.gov--aka the marketplace, aka "Obamacare" aka Affordable Care Act. If you had 1095B then when it asks if you have a 1095A you just say NO and move on. You do not enter anything about having a 1095B.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

Karis_F

To clarify: Is Medicare your primary health insurance? And do you have secondary health insurance coverage?

If you have health insurance coverage in addition to Medicare, you may have that coverage through the Health Insurance Marketplace. If so, you will have a Form 1095-A for 2025.

To check whether or not you have a Form 1095-A, you can log into the healthcare.gov website or call them at 1-800-318-2596.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

Expert does your taxes

Do it yourself

Resources

Support

I'm retire I only have form 1095B through Medicare but IRS need form1095A what should I do?