I'm a pastor/clergy. How do I know what to pay social security taxes on; wages only, housing allowance only or both wages and housing allowance?

[john112526]

There are 3 options for clergy in regard to paying FICA: a) on wages only; b) on housing allowance only; c) on both wages and housing allowance. How do I determine which is the right option for me?

[Opus 17]

Everyone pays taxes on both.  Housing allowance only only applies if the church improperly withheld social security and Medicare tax from your wages, and I can’t think of any situation where wages only would apply.