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israel6nelson
New Member

I live with and take care of my disabled mother i pay for all of the bills and household items. we do not have a house payment due to her reverse mortgage can i file HOH?

 
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Opus 17
Level 15

I live with and take care of my disabled mother i pay for all of the bills and household items. we do not have a house payment due to her reverse mortgage can i file HOH?

Your mother can be a qualifying person for HOH only if you can also claim her as a dependent.

You can claim her as a dependent if she has less than $4050 of taxable income AND you provide more than half her total support.

If she has income from a reverse mortgage, then the support test is where you will need to do some careful analysis.  There is a chart in publication 501 to help.  It doesn't matter how much non-taxable income she has, but it matters what it gets spent on, and whether you or she provides more than half her total living expenses. https://www.irs.gov/pub/irs-pdf/p501.pdf

*Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*

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3 Replies
SweetieJean
Level 15

I live with and take care of my disabled mother i pay for all of the bills and household items. we do not have a house payment due to her reverse mortgage can i file HOH?

Are you paying more than 50% of the support for the entire household? Does Mom receive SSDI or some other type of disability income? A pension?
israel6nelson
New Member

I live with and take care of my disabled mother i pay for all of the bills and household items. we do not have a house payment due to her reverse mortgage can i file HOH?

i do pay well over 50% for the household. mom does receive ssdi . she has no other form of income and the reversed mortgage was done years ago
Opus 17
Level 15

I live with and take care of my disabled mother i pay for all of the bills and household items. we do not have a house payment due to her reverse mortgage can i file HOH?

Your mother can be a qualifying person for HOH only if you can also claim her as a dependent.

You can claim her as a dependent if she has less than $4050 of taxable income AND you provide more than half her total support.

If she has income from a reverse mortgage, then the support test is where you will need to do some careful analysis.  There is a chart in publication 501 to help.  It doesn't matter how much non-taxable income she has, but it matters what it gets spent on, and whether you or she provides more than half her total living expenses. https://www.irs.gov/pub/irs-pdf/p501.pdf

*Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*

View solution in original post

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